WHAT YOU NEED TO KNOW BEFORE BUYING A CAR
The Biggest Mistake Most Car Shoppers Make
Step # 1: Get Pre-Approved for a Car Loan
Getting a car financed is what takes so long at the car dealership.
A smart car shopper will ALWAYS acquire Auto Financing beforehand and not rely on the Car Dealership to offer financing that benefits them, more than it benefits you.
I will never understand why people just go to the nearest car dealership, right after searching cars for sale online, without any money. Ok, maybe a couple of grand or so to put down on a car.
You'll be sitting at the car dealership for hours while they try to find auto financing for you. They will also spend hours trying to find auto financing that benefits the dealership; more than it benefits you.
Want to speed up the car buying process? It's actually quite easy to do.
Tip: "Start the Car Buying Process at YOUR Local Bank or Credit Union"
Most people start looking at cars for sale in their area, and when they see a car that caught their eyes, it's off to the races.
Straight to the car dealership they go. Big Mistake!
Actually, the best place to start the car buying process is at your local bank or credit union.
They are able to tell you exactly how much car you can afford and how much they will loan you based on your qualifications.
This way you don't waste time looking at or even test driving cars that you can not afford. If you see a car you want, get the info online, but don't contact the car dealership or seller just yet.
Get the Vin # and a CarFax or AutoCheck and take it with you to your bank. Let them run the numbers.
This is ONLY ONE HARD HIT ON YOUR CREDIT. As opposed to the car dealership sending your information to multiple auto financing companies.
You can be Pre-Approved for the approximate amount of any new car or used car that you can actually afford, typically in less than 10 minutes.
Also, the APR (annual percentage rate) at your local bank or credit union maybe much lower than what is offered at the car dealership.
In the event that you can not get auto financing from your bank, don't sweat it; you've got options.
Nine times out of ten it was your credit score that caused you to not get a car loan from your bank, but there are other auto financing options available to car shoppers.
A FreshStart Car Loan, or Bad Credit Car Loan can be your superhero, saving you from an unsatisfactory credit history and a bad credit score.
Big Tip: "Getting Pre-Approved will save you at least 4 hours at the Car Dealership"
The best part of getting pre-approved is that you get a chance to compare car loans to see which one is good for your budget and improves your credit rating.
Only accept the terms and conditions that best suit your needs and budget.
Lastly, Don't let credit issues ruin your car buying dreams. You can start repairing your car buying credit today.
Step # 2, Now, it's Time to Look for a Car.
You know the car you want. Now it's time to find it on a dealer's lot.
Hopefully, You just got pre-approved for a car loan. Now the fun begins.
Finding the perfect new car, used car, truck or SUV is a whole lot faster and easier when you use the right tools.
You could go to a local car dealership's webpage and search their inventory, but that particular dealer might not have the vehicle you want in stock.
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Step # 3: How to Find Cheap Auto Insurance
The final step in buying a car is putting insurance on the car.
After you have found the car, truck, or SUV that you want, grab the Vin # from inside the driver door frame.
By the way, there is a free Vin # Checker App that is easy to download from Google Play.
We're all about showing you how you can save lots of time and money when you buy your first or next car.
Each of the previous steps listed should be completed prior to actually going to any car dealership.
Instead of waiting until you've finally decided on which car, truck or SUV you want, find out how much it will cost to actually insure a car upfront.
In other words: Get'er Done!
Getting the right auto insurance can be a bit tricky so it pays to shop around, compare and then get an insurance quote while you shop for cars.
Get many quotes on different types of cars to see the difference in coverage cost.
Don't worry, Quotes are 100% Free!
You can even customize your policy with Comprehensive Coverage for an extra layer of protection from things besides a collision, including theft.
Fact: If you lease or finance your car, this coverage will be required.
We also recommend getting an insurance quote upfront to make sure that the car payments and auto insurance payments will both fit into your budget.
Tip: As you shop cars check to see the cost to insure.
The Best Place to get Insurance Quotes?
Insurify is an independent auto insurance marketplace and is a free service that helps consumers compare quotes on auto insurance.
Once you have your quote all you have to do is pull the trigger, and get your new or used car insured.
Get your insurance cards on your phone and proof of auto insurance sent directly to the car dealership in minutes.
Special Offer: Join our 100% Free Car Buying Service
How This Works
Personal Car Buying Advisor: FREE
Personal Car Shopper/Locator Service: FREE
Personal Car Price Negotiator: Premium
Personal Car Buying Concierge: Premium
Whether you sign your documents and take delivery at your home or place of business, or at the dealership. After all the negotiations are finalized, we make all the arrangements about every detail to make sure the process is clean, legal, and transparent.
We also make all the arrangements when there is a need for transportation companies for out of State deliveries. If it involves your purchase, we are on it.
CarFinderUSA was created to help First-Time and Seasoned Car Shoppers Buy a Car like a Pro, while Saving lots of Time and Money.
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Special Thanks to our Partners: Edmunds, FreshStart, Insurify, Olive, Vroom and many others.
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